Lending Parameters

The following lending parameters provides a general guideline:

Item 1st Trust Deed Security 2nd Trust Deed Security
LOAN AMOUNTS $100,000 – $2,000,000  $100,000 – $500,000
INTEREST RATES 8.25% TO 9.95%  10.30% – 11.95%
LOAN TO VALUE UP TO 60% LTV  UP TO 65% LTV
ORIGINATION FEE 2.0 POINTS 3.0 POINTS
LOAN TERM 6 TO 24 MONTHS WITH EXTENSIONS AVAILABLE
CLOSING TIME 3 TO 10 DAYS DEPENDING ON THE NATURE OF THE LOAN
RECOURSE – PERSONAL GUARANTY NOT REQUIRED
VALUATION & PROCESSING FEE $1,850
LENDING AREA THROUGHOUT THE U.S. WITH A FOCUS ON CALIFORNIA & TEXAS
TYPES OF LOANS PURCHASE, REFINANCE, AND CASH-OUT
PROPERTY TYPES NON-OWNER OCCUPIED RESIDENTIAL, MULTI-FAMILY, OFFICE, INDUSTRIAL, ENTITLED LAND